Devenoraxelu - MY - Financial Planning Services

Acceptance of terms

By accessing or using our website and services, you agree to these terms. Please read carefully to understand your obligations and rights.

Definitions

The following definitions clarify the terms used throughout this agreement. Please review them to understand your rights and responsibilities.

“Website” refers to devenoraxelu.sbs and all associated pages and features.

“Services” means the financial planning consultations and related support we offer.

“User” refers to any individual or entity who accesses our website or uses our services.

“Content” means all text, images, graphics, and other materials presented on our website.

Eligibility

Use of our website and services is limited to individuals who are legally capable of entering binding agreements under Malaysian law.

Minors may not use our services without the involvement of a legal guardian.

Service usage

Use of our website and services must be lawful and in accordance with these terms.

User responsibilities

Users are expected to act responsibly and ethically while interacting with our website and services. Please review your obligations below.

•
You are responsible for the accuracy of information you provide when using our services.
•
It is your responsibility to keep login credentials secure and not share them with others.
•
You agree to comply with all applicable laws and regulations while using our services.
•
You are responsible for reviewing updates to these terms and complying with changes.

Prohibited uses

The following activities are strictly prohibited. Violations may result in loss of access or legal action.

•
You may not use the site for unlawful purposes or in violation of Malaysian law.
•
Do not attempt to gain unauthorized access to our systems or interfere with website functionality.
•
Content scraping, data mining, or reverse engineering of the site is strictly prohibited.
•
Uploading malicious code, spam, or offensive materials is not allowed.
•
You may not impersonate other individuals or entities on the website.

Intellectual property

All content on this website is the property of Devenoraxelu or its licensors. Unauthorized use is prohibited.

User content

Users may submit inquiries and information via our contact forms. All content must comply with our policies.

User content rights

By submitting content, you grant Devenoraxelu a non-exclusive right to use it as needed to deliver services.

Privacy

Your privacy is important to us. For details, see our privacy policy.

Dispute resolution

If a dispute arises, we encourage users to contact us for resolution. If direct resolution is not possible, the following procedures apply.

Arbitration process

Disputes that cannot be resolved through direct negotiation may be submitted to arbitration in Malaysia. The decision of the arbitrator will be final and binding.

Arbitration is subject to Malaysian arbitration rules and procedures. Costs may be shared as determined by the arbitrator.

Online dispute resolution

You may also access the Online Dispute Resolution platform for assistance with disputes relating to our services.

ODR Platform

Disclaimer

Our site provides information for general purposes only. Advice is delivered only during formal consultations by qualified professionals.

Warning

We do not offer guarantees or warranties regarding outcomes. All services are subject to regulatory requirements and client participation.

Limitation of liability

Devenoraxelu is not liable for indirect, incidental, or consequential damages resulting from use of the site or services.

Indemnification

You agree to indemnify and hold harmless Devenoraxelu from claims arising out of your misuse of the site or violation of these terms.

Applicable law

These terms are governed by and construed in accordance with the laws of Malaysia. Any disputes shall be resolved under Malaysian jurisdiction.

Termination

We reserve the right to terminate your access for violations of these terms or unlawful conduct.

Modifications

We may update these terms periodically. Continued use of the website after changes means you accept the revised terms.

Severability

If any provision of these terms is found invalid, the remainder will continue in effect.

Entire agreement

These terms constitute the entire agreement between you and Devenoraxelu regarding website use and services. No other agreement applies.

Contact information

For questions about these terms or your rights as a user, please contact us using the information below. We aim to provide clear answers.

Email: content@devenoraxelu.sbs

Phone: +60 108-770 4072

Address: Regus - Kuala Lumpur Bukit Bintang City Centre, Kuala Lumpur 55100 Malaysia

Effective date: July 30, 2026

Version: v2026.1

Terms and conditions